What's next for housing in your town

Job creation and low unemployment rates are expected to drive up home prices in cities like Tampa this year.

NEW YORK (Money Magazine)

Related: 10 fastest growing cities

Researchers are predicting an average price gain of 4.2% -- respectable, but a far cry from the 11% average posted in 2013, according to data firm CoreLogic. At the same time, the shortage of for-sale homes should ease, as more would-be sellers get off the fence and construction of new houses continues to pick up.

Of course, in reality no market is truly average. Some areas are predicted to grow at more than twice the nationwide rate, while a few will barely tick up. Then there's the specter of interest rate hikes, which could hit some places harder than others.

Calculator: Was my home a good investment?

To sort out what you can expect, MONEY zeroed in on four common types of markets, each with its own quirks. We'll help you determine which one most closely fits your area, and what moves you should make in 2014.

More -- Real Estate Guide 2014:

Upscale neighborhoods
New investor favorites
Once-hot housing markets, now not
Booming growth cities

First Published: April 2, 2014: 9:43 AM ET

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